Cardyfi is a digital gift card and merchant commerce platform. It exists so a business can issue, manage and accept digital value without building any of that itself.
The visible part is a gift card on a screen. The rest is merchant systems, transaction records, redemption infrastructure, QR workflows, customer applications, payment integrations, APIs and the operational tooling that keeps the balances honest.
Customers hold their cards in a wallet, pay by QR at participating merchants, and send cards by email or text with their own artwork on them. Merchants onboard themselves, whether they run a restaurant, a salon or a retail counter.